United Fintech acquires 100% of Trade Ledger to advance AI innovation in banking

United Fintech, the digital transformation group for financial institutions, has acquired Trade Ledger, the pioneering technology company behind an AI-powered solution that automates commercial and business lending. Trade Ledger brings to United Fintech a strong customer base that includes Barclays and Bank of Queensland, along with proven expertise in data-driven lending and commercial banking automation. The company will retain its leadership and brand identity while becoming an integral part of United Fintech’s expanding Commercial Banking division. “AI is redefining how banks operate, and Trade Ledger is at the forefront of that change,” said Christian Frahm, CEO and Founder of United Fintech. “Together with our acquisition of CBA earlier this year, we’re now building the most complete digital infrastructure for commercial banking, from lending and trade finance to payments. Through the United Fintech ecosystem, we’re scaling this innovation globally to give financial institutions the intelligent infrastructure they need to thrive in the AI era.” The acquisition is structured as an all-share transaction, aligning the long-term interests of both companies. Trade Ledger’s founders have exchanged their shares for equity in United Fintech. About Trade Ledger: Trade Ledger provides an AI-native Agentic Platform for commercial banking, automating loan origination, underwriting, and portfolio management. About United Fintech: United Fintech acquires and integrates proven fintech solutions to give banks seamless access to innovation.